* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

:root {
  --primary-color: #0a1428;
  --secondary-color: #1a2740;
  --accent-color: #c9a876;
  --accent-light: #e8dcc8;
  --accent-dark: #8b7355;
  --light-bg: #f8f6f1;
  --text-dark: #1a1a1a;
  --text-light: #5a5a5a;
  --border-color: #d4c5b9;
  --luxury-gold: #d4af37;
}

body {
  font-family: "Segoe UI", Tahoma, Geneva, Verdana, sans-serif;
  line-height: 1.6;
  color: var(--text-dark);
}

.container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 20px;
}

/* Navigation */
.navbar {
  background-color: var(--primary-color);
  color: white;
  padding: 1rem 0;
  position: sticky;
  top: 0;
  z-index: 100;
  box-shadow: 0 2px 5px rgba(0, 0, 0, 0.1);
}

.navbar .container {
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.nav-brand h1 {
  font-size: 1.8rem;
  font-weight: 700;
}

.nav-links {
  display: flex;
  list-style: none;
  gap: 2rem;
}

.nav-links a {
  color: white;
  text-decoration: none;
  transition: color 0.3s ease;
}

.nav-links a:hover {
  color: var(--accent-color);
}

.hamburger {
  display: none;
  flex-direction: column;
  cursor: pointer;
}

.hamburger span {
  width: 25px;
  height: 3px;
  background-color: white;
  margin: 5px 0;
  transition: 0.3s;
}

/* Hero Section */
.hero {
  background: linear-gradient(
    135deg,
    var(--primary-color) 0%,
    var(--secondary-color) 100%
  );
  color: white;
  padding: 120px 20px;
  text-align: center;
  position: relative;
  overflow: hidden;
}

.hero-background {
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  bottom: 0;
  background: url('data:image/svg+xml,<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 1200 600"><defs><pattern id="grid" width="60" height="60" patternUnits="userSpaceOnUse"><rect width="60" height="60" fill="none" stroke="rgba(201,168,118,0.08)" stroke-width="1"/></pattern></defs><rect width="1200" height="600" fill="%230a1428"/><rect width="1200" height="600" fill="url(%23grid)"/></svg>');
  opacity: 0.5;
}

.hero-content {
  position: relative;
  z-index: 1;
}

.hero h2 {
  font-size: 3.5rem;
  margin-bottom: 1rem;
  font-weight: 700;
  letter-spacing: 1px;
  text-shadow: 0 2px 4px rgba(0, 0, 0, 0.3);
}

.hero p {
  font-size: 1.3rem;
  margin-bottom: 2.5rem;
  opacity: 0.95;
  color: var(--accent-light);
  font-weight: 300;
  letter-spacing: 0.5px;
}

.cta-button {
  background-color: var(--accent-color);
  color: var(--primary-color);
  padding: 16px 50px;
  font-size: 1.05rem;
  border: none;
  border-radius: 3px;
  cursor: pointer;
  font-weight: 600;
  transition:
    transform 0.3s ease,
    box-shadow 0.3s ease,
    background-color 0.3s ease;
  letter-spacing: 0.5px;
}

.cta-button:hover {
  transform: translateY(-4px);
  box-shadow: 0 15px 40px rgba(201, 168, 118, 0.4);
  background-color: var(--accent-dark);
}

/* About Section */
.about {
  padding: 100px 20px;
  background-color: white;
}

.about h2 {
  text-align: center;
  font-size: 2.8rem;
  margin-bottom: 3rem;
  color: var(--primary-color);
  font-weight: 700;
  letter-spacing: 1px;
}

.about-content {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4rem;
  align-items: center;
}

.about-text p {
  margin-bottom: 1.5rem;
  color: var(--text-light);
  font-size: 1.05rem;
  line-height: 1.9;
}

.about-stats {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2rem;
}

.stat {
  text-align: center;
  padding: 2.5rem 2rem;
  background: linear-gradient(135deg, var(--light-bg) 0%, #faf8f3 100%);
  border-radius: 3px;
  border-left: 3px solid var(--accent-color);
  box-shadow: 0 2px 8px rgba(0, 0, 0, 0.05);
  transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.stat:hover {
  transform: translateY(-5px);
  box-shadow: 0 8px 20px rgba(0, 0, 0, 0.08);
}

.stat h3 {
  font-size: 2.2rem;
  color: var(--accent-color);
  margin-bottom: 0.5rem;
  font-weight: 700;
}

.stat p {
  color: var(--text-light);
  font-weight: 500;
  letter-spacing: 0.5px;
}

/* Services Section */
.services {
  padding: 100px 20px;
  background-color: var(--light-bg);
}

.services h2 {
  text-align: center;
  font-size: 2.8rem;
  margin-bottom: 3.5rem;
  color: var(--primary-color);
  font-weight: 700;
  letter-spacing: 1px;
}

.services-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(320px, 1fr));
  gap: 2.5rem;
}

.service-card {
  background-color: white;
  padding: 2.5rem;
  border-radius: 3px;
  text-align: center;
  transition:
    transform 0.3s ease,
    box-shadow 0.3s ease;
  box-shadow: 0 2px 10px rgba(0, 0, 0, 0.05);
}

.service-card:hover {
  transform: translateY(-8px);
  box-shadow: 0 20px 40px rgba(10, 20, 40, 0.15);
  border-top: 3px solid var(--accent-color);
}

.service-icon {
  font-size: 3.2rem;
  margin-bottom: 1.5rem;
}

.service-card h3 {
  color: var(--primary-color);
  margin-bottom: 1rem;
  font-size: 1.4rem;
  font-weight: 700;
  letter-spacing: 0.5px;
}

.service-card p {
  color: var(--text-light);
  line-height: 1.8;
  font-weight: 500;
}

/* Investment Plans */
.investment-plans {
  padding: 100px 20px;
  background: linear-gradient(135deg, #ffffff 0%, var(--light-bg) 100%);
}

.investment-plans h2 {
  text-align: center;
  font-size: 2.8rem;
  margin-bottom: 1rem;
  color: var(--primary-color);
  font-weight: 700;
  letter-spacing: 1px;
}

.plans-intro {
  max-width: 720px;
  margin: 0 auto 3rem;
  color: var(--text-light);
  text-align: center;
  font-size: 1.05rem;
  line-height: 1.8;
}

.plans-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.5rem;
}

.grade-box {
  position: relative;
  min-height: 210px;
  padding: 2rem;
  background-color: white;
  border: 1px solid var(--border-color);
  border-top: 4px solid var(--accent-color);
  border-radius: 3px;
  box-shadow: 0 8px 24px rgba(10, 20, 40, 0.08);
  transition:
    transform 0.3s ease,
    box-shadow 0.3s ease,
    border-color 0.3s ease;
}

.grade-box:hover {
  transform: translateY(-8px);
  border-color: var(--accent-color);
  box-shadow: 0 18px 42px rgba(10, 20, 40, 0.16);
}

.grade-box h3 {
  margin: 1.5rem 0 0.6rem;
  color: var(--primary-color);
  font-size: 1.6rem;
  font-weight: 800;
}

.grade-box p {
  color: var(--accent-dark);
  font-size: 1.15rem;
  font-weight: 800;
}

.plan-label {
  display: inline-flex;
  align-items: center;
  min-height: 30px;
  padding: 0.35rem 0.75rem;
  color: var(--primary-color);
  background-color: var(--accent-light);
  border-radius: 999px;
  font-size: 0.78rem;
  font-weight: 800;
  letter-spacing: 0.6px;
  text-transform: uppercase;
}

.featured-plan {
  color: white;
  background: linear-gradient(135deg, var(--primary-color) 0%, var(--secondary-color) 100%);
  border-color: var(--accent-color);
}

.featured-plan h3,
.featured-plan p {
  color: white;
}

.featured-plan .plan-label {
  color: var(--primary-color);
  background-color: var(--accent-color);
}

/* FAQ Section */
.faq {
  padding: 100px 20px;
  background-color: white;
}

.faq h2 {
  text-align: center;
  font-size: 2.8rem;
  margin-bottom: 3rem;
  color: var(--primary-color);
  font-weight: 700;
  letter-spacing: 1px;
}

.faq-container {
  max-width: 900px;
  margin: 0 auto;
}

.faq-item {
  margin-bottom: 1.2rem;
  border: 1px solid var(--border-color);
  border-radius: 3px;
  overflow: hidden;
  box-shadow: 0 2px 5px rgba(0, 0, 0, 0.03);
}

.faq-question {
  width: 100%;
  padding: 1.8rem;
  background: linear-gradient(90deg, var(--light-bg) 0%, #fafafa 100%);
  border: none;
  text-align: left;
  cursor: pointer;
  font-size: 1rem;
  font-weight: 600;
  color: var(--primary-color);
  display: flex;
  justify-content: space-between;
  align-items: center;
  transition: all 0.3s ease;
  letter-spacing: 0.3px;
}

.faq-question:hover {
  background: linear-gradient(90deg, #f0ebe3 0%, #f5f5f5 100%);
  color: var(--accent-color);
}

.faq-toggle {
  font-size: 1.5rem;
  color: var(--accent-color);
  font-weight: 700;
  transition: transform 0.3s ease;
}

.faq-item.active .faq-toggle {
  transform: rotate(45deg);
}

.faq-answer {
  display: none;
  padding: 1.8rem;
  background-color: white;
  border-top: 1px solid var(--border-color);
}

.faq-item.active .faq-answer {
  display: block;
}

.faq-answer p {
  color: var(--text-light);
  line-height: 1.8;
}

/* Contact Section */
.contact {
  padding: 100px 20px;
  background-color: var(--light-bg);
}

.contact h2 {
  text-align: center;
  font-size: 2.8rem;
  margin-bottom: 3rem;
  color: var(--primary-color);
  font-weight: 700;
  letter-spacing: 1px;
}

.contact-content {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4rem;
  max-width: 1100px;
  margin: 0 auto;
}

.contact-info {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 2rem;
}

.info-item h3 {
  color: var(--primary-color);
  margin-bottom: 0.8rem;
  font-weight: 700;
  letter-spacing: 0.5px;
}

.info-item p {
  color: var(--text-light);
  line-height: 1.7;
}

.info-item a {
  color: var(--accent-color);
  text-decoration: none;
  font-weight: 600;
  transition: all 0.3s ease;
}

.info-item a:hover {
  color: var(--accent-dark);
  text-decoration: underline;
}

.contact-form {
  display: flex;
  flex-direction: column;
  gap: 1.2rem;
}

.contact-form input,
.contact-form textarea {
  padding: 1.2rem;
  border: 1px solid var(--border-color);
  border-radius: 3px;
  font-size: 1rem;
  font-family: inherit;
  transition: all 0.3s ease;
  background-color: white;
}

.contact-form input::placeholder,
.contact-form textarea::placeholder {
  color: #b0a99a;
}

.contact-form input:focus,
.contact-form textarea:focus {
  outline: none;
  border-color: var(--accent-color);
  box-shadow: 0 0 0 3px rgba(201, 168, 118, 0.1);
  background-color: #fafbf9;
}

.submit-btn {
  background-color: var(--accent-color);
  color: var(--primary-color);
  padding: 1.2rem;
  border: none;
  border-radius: 3px;
  cursor: pointer;
  font-weight: 700;
  font-size: 1rem;
  transition:
    background-color 0.3s ease,
    transform 0.3s ease,
    box-shadow 0.3s ease;
  letter-spacing: 0.5px;
}

.submit-btn:hover {
  background-color: var(--accent-dark);
  transform: translateY(-3px);
  box-shadow: 0 10px 25px rgba(201, 168, 118, 0.3);
}

/* Footer */
.footer {
  background: linear-gradient(135deg, var(--primary-color) 0%, var(--secondary-color) 100%);
  color: white;
  padding: 60px 20px 20px;
}

.footer-content {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 3rem;
  margin-bottom: 2.5rem;
}

.footer-section h4 {
  margin-bottom: 1.2rem;
  color: var(--accent-color);
  font-weight: 700;
  letter-spacing: 1px;
  text-transform: uppercase;
  font-size: 0.95rem;
}

.footer-section p {
  color: rgba(255, 255, 255, 0.85);
  line-height: 1.9;
  font-weight: 500;
}

.footer-section ul {
  list-style: none;
}

.footer-section ul li {
  margin-bottom: 0.8rem;
}

.footer-section a {
  color: rgba(255, 255, 255, 0.85);
  text-decoration: none;
  transition: all 0.3s ease;
  font-weight: 500;
}

.footer-section a:hover {
  color: var(--accent-color);
  text-decoration: underline;
}

/* Regulatory Footer */
.regulatory-footer {
  background-color: rgba(201, 168, 118, 0.08);
  padding: 2.5rem;
  border-top: 2px solid var(--accent-color);
  border-bottom: 2px solid var(--accent-color);
  margin: 2.5rem 0;
  border-radius: 3px;
}

.regulatory-content p {
  margin-bottom: 1.2rem;
  font-size: 0.9rem;
  color: rgba(255, 255, 255, 0.95);
  line-height: 1.9;
  font-weight: 500;
}

.regulatory-content strong {
  color: var(--accent-color);
  font-weight: 700;
}

.footer-bottom {
  text-align: center;
  padding-top: 2.5rem;
  border-top: 1px solid rgba(201, 168, 118, 0.3);
  color: rgba(255, 255, 255, 0.75);
  font-size: 0.9rem;
  font-weight: 500;
  letter-spacing: 0.3px;
}

/* Responsive Design */
@media (max-width: 768px) {
  .nav-links {
    display: none;
  }

  .hamburger {
    display: flex;
  }

  .hero h2 {
    font-size: 2.2rem;
  }

  .hero p {
    font-size: 1rem;
  }

  .about-content,
  .contact-content {
    grid-template-columns: 1fr;
  }

  .about-stats {
    grid-template-columns: 1fr;
  }

  .services-grid {
    grid-template-columns: 1fr;
  }

  .plans-grid {
    grid-template-columns: 1fr 1fr;
  }

  .contact-info {
    grid-template-columns: 1fr;
  }

  .stat {
    padding: 2rem;
  }

  .footer-content {
    grid-template-columns: 1fr;
  }

  .services h2,
  .about h2,
  .investment-plans h2,
  .faq h2,
  .contact h2 {
    font-size: 2.2rem;
  }
}

@media (max-width: 480px) {
  .hero h2 {
    font-size: 1.5rem;
  }

  .services h2,
  .about h2,
  .investment-plans h2,
  .faq h2,
  .contact h2 {
    font-size: 1.8rem;
  }

  .plans-grid {
    grid-template-columns: 1fr;
  }

  .cta-button {
    padding: 12px 30px;
    font-size: 0.9rem;
  }

  .nav-brand h1 {
    font-size: 1.3rem;
  }
}